Market Linked Term Investment

  1. What is a Market-linked term investment?

A Market-linked term investment is a term investment whose returns
are tied to a basket of securities from one or more sectors. It offers
a guaranteed minimum return, and the principal is guaranteed at
maturity and death.

GUARANTEED MINIMUM RETURN

YOUR MONEY IS SAFE
Guarantee Advantage is sold during campaigns that take
place multiple times a year. The features may change with
each campaign. Depending on the option chosen, the guaranteed minimum return may be zero. Please refer to the features for the current campaign.

2 HIGHER RETURN POTENTIAL THAN A FIXED-RATE
TERM INVESTMENT

3 YOUR PRINCIPAL IS 100% GUARANTEED AT DEATH
AND QUICKLY PAID TO THE DESIGNATED
BENEFICIARY

Market-linked Term Investments are contracts issued by life
insurance companies so your principal is protected in the
event of death.

4 NO MANAGEMENT FEES
This investment is designed so that there are no
management fees associated with your investment.

5 GUARANTEE ADVANTAGE
Guarantee Advantage is a Market-linked term investment (MLTI) issued by Desjardins Insurance.

  • MLTIs are contracts issued by life insurance companies.
  • Market-linked Guaranteed investment certificates (GICs) are generally issued by banks.
    These two types of products may be similar, but Guarantee Advantage comes with exclusive advantages!