GET GUARANTEED RETIREMENT INCOME FOR LIFE
When you invest in Class Plus 3.0, you are guaranteed to receive a predictable monthly income that is guaranteed for as long as you live. It is always protected from market downturns and it will continue even if the value of your investment goes to zero. This guide will help you to understand the importance of Class Plus 3.0 as part of your retirement solution.You have worked hard to build your nest egg, and when you are ready to take your retirement income, you may face financial challenges such as outliving your savings, inflation risk, and market volatility.
CLASS PLUS 3.0 HIGHLIGHTS
- Predictable monthly income that is guaranteed for life2
- Start receiving an income as early as age 55
- Annual 4% Income Base Bonus3
- builds your retirement income potential
- With annual Automatic Income Resets4 your income may be bumped up
- Competitive management fees and insurance fees
CLASS PLUS 3.0 ADDRESSES RETIREMENT PLANNING RISKS
- Class Plus 3.0 offers enhanced wealth accumulation before retirement and provides predictable,
guaranteed retirement income for life. - Guaranteed retirement income for life – starting as early as the year you turn age 55 – means
you will not outlive your savings regardless of market performance. - The annual 4% Income Base Bonus in the first 20 years of the contract can mitigate market risk
during the critical years before retirement while building income potential for retirement, which
can also counteract inflation. - With the unique Annual Automatic Income Reset, Class Plus 3.0 does not limit you to the same payout
rate for the rest of your life but increases every year from ages 55 to 80. - Automatic resets every three years of your Income Base and Death Benefit Guarantee9 may take
advantage of higher market values and protect against inflation.